Tuesday, October 8, 2013

Which car type is better?

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Wingwing


I want to rent a car to drive from Seattle to Portland, OR. It takes about three hours. After stay in Portland one night, I will drive back to Seattle with three other passengers & two big suitcases.

I would like to know which kind of car should choose to have better comfort during the journey. As my parents are old and they aren't used to have long-hour ride.

What are the differences among Premium, Luxury, Minivan & SUV? I am not familiar with cars. They just seem the same to me.

By the way, are there any differences to rent the same car type from different car rental company? It seems "Budget" is much cheaper than "Alamo" or "Hertz".

Thank you very much for your attention to my question~



Answer
For the ultimate comfort for your parents, I think an SUV or mini van would be your best option. Especially if you can get one where the seats adjust back and forth so they have plenty of room. Another great car as far as comfort is the Licoln Towncar, they are very roomy and have plenty of room for luggage. I think this would provide room for the luggage and your parents. The larger cars are not going to get as good of mileage, but they are more comfortable for longer trips. The towncar is especially nice because they have large seats and they are extra "cushiony" so they are very comfortable. If you would go with something like a Chrysler van that has Stow and Go seating, your parents would have more leg room because you could put the middle section of seats down, but they would have to sit in the back seat and that isn't easy to get in. So, I think the Towncar would be your best option, roomy, comfortable and better gas mileage than an SUV or Van.

As far as companies. The prices are going to be different from one company to the next, just as you may find the exact sames size room and hotel quality but one company charges more than the other. It is just their pricing. I know there are two hotels right across the street in my hometown, the one is ten dollars more per night and they are the exact same room, basically. You need to look at the services that are offered by each company, which one is more convienent for you, does on include one that another doesn't. Are there any charges involved that you are not aware of, etc. You just need to do a side-by-side comparison to determine which one is best for you. Budget does tend to be less. Usually the main difference is the extra services they include, how much benefit they offer you, different car companies, etc. Also, Hertz claims to be better to deal with as far as friendliness and such, but in my experience they have all been about the same, not too friendly, so that really doesn't matter either. As long as the company is offering what you want, you should be good to go.

You can also find deals for most companies. It may be a free-upgrade to a different car or something similar. But sometimes they have restrictions and it must be rented for 5 days or something. Check around and they will often list them on their site. You may even want to call the companies, sometimes they offer discounts that you wouldn't think about.

Sorry about all the typing, I didn't mean for it to be this long :-)

Hope this helps

Does the math make sense for young people?




pdooma


http://finance.yahoo.com/news/health-care-laws-success-rests-040100677.html

"For Mr. Meiffren, the cheapest available insurance plan he could buy with the subsidies would cost him $116 a month, with a $6,350 annual deductible. His subsidy would total $14 a month, based on his $25,000 annual income.

"I'm healthy, so it's not in the budget," Mr. Meiffren said after the lunch rush. He lost a full-time jobâand his insuranceâlast fall. He said he moved to Portland from Los Angeles in March, looking for "a better vibe" and a lower cost of living.

Nationwide, there are 11.6 million people ages 18 to 34 who are uninsured, according to the Department of Health and Human Services. The federal government's challenge this fall will be getting them to buy health-care coverage, which many consider a luxury they can do without. Hospitals already must treat all emergencies, and uninsured patients are responsible for the bills."



Answer
It doesn't make sense for anybody who knows how to do math.

The problem is that "medical" insurance became "health" insurance, and we expect it to things that no other type of insurance does.

If car insurance was structured so that people never had to pay more than a $10 copay for gas, and a repair never cost more than $20 out of pocket, they'd love it. But they'd bitch about their car insurance being $500 a month at a minimum.

The whole idea behind insurance to to keep you from being wiped out of something happens--not to see how little money you can possibly pay out of pocket for day to day expenses.

For a number of years, I've had an HSA plan where the deductible was quite high, but I could put money away to cover all or part of that. But if I understand the ACA, at 48 I'm "too old" for that kind of a plan (even though I'm in good health, and my yearly medical bills right now run about $100), so I'll have to go with something more expensive to "protect" me. If I'm forced to do it, you can be damned sure I'm going to get my money's worth out of the health care system.

A lot of people don't realize that the whole idea of your employer providing health insurance only dates back the WW2. Because of wage freezes, companies couldn't pay more salary to workers they really wanted to keep, so they began offering perks--like medical insurance




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