Thursday, September 5, 2013

What, in your opinion, is the cheapest auto insurance for a full coverage sports car?

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Mirielle


Hey guys, I need some serious help!

I bought a 2005 Mini Cooper convertible last year and have always been on my familys insurance but I was dropped and I need insurance ASAP.

What can I expect to pay monthly? I want to put it in my name, but I have tickets and a DWI (still havent gone to court for, so idk if it makes a difference, yet...) and a suspended license so I bet my insurance would be ridiculous! My fiancee also has too many tickets to be a candidate.

I'm thinking about using my 63 year old Godmother who's the original signer on the car because she doesn't have any tickets or accidents so I figured the full coverage would be cheap in her name. She's the one who signed for my car anyway. I'm the cosigner, but she's totally cool with putting the insurance in her name if it saves me money.

So, four questions...

1) How much would insurance cost for me?
2) How much would insurance cost for my Godmother?
3) What's the cheapest insurance carrier?
4) What's the average for a full coverage sports car?

So yeah, I'm FULL of questions :D Feedback is appreciated, merci!

BQ) Who do you have insurance with?
BQ2) What kind of vehicule do you have? <3
Ed, I don't plan on driving until I take care of my DWI and suspended license.
My fiance is the only one who drives my car now, but I heard the insurance only had
to be in the name of whoever signed for the car. Cosigner or signer, I was told it didn't matter.
SSFCU told me as long as I have full coverage on my car, everything's good.



Answer
The only way you can answer these questions is to get a quote, and you can do this online using sites that offer links to the lowest rates, if that's what you want.

Once you have insurance can you drive any car that you own?







Ok lets say you owned like a 90 honda accord or something, and you had cheap insurance for it. since its also an economic car, you use it most of the time you drive. but if you owned two other cars, such as a big v8 4x4 or a sports car v6 would you need to have separate insurance for those? or are you able to drive anything you own since you have insurance? does it matter as long as you dont get into any accidents?


Answer
The insurance you get is for that car only. You have to get insurance for each vehicle. Also, If your friend lets you drive their car ask for proof of insurance before you drive it. You will get the ticket if you drive their car without insurance.




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