ashley_pro
My first car will be used, so because of that I want to know if I should just get a used luxury car. I'm 22, have a nice job, nice place to live, and I want a car to be nice as well and something that I want to drive for years to come. I know this may sound snotty and snobby, but I just don't want a mazda, KIA, Chevy sedan, etc... I want luxury, but for my first car is that a smart decision? Is upkeep going to kick my butt?
Answer
If you have the money to buy a used luxury car you are better off in the long run, if you get a good one. The upkeep on some luxury cars is lower. Deciding whether a given car is a good one and if the maintenance costs will be lower is beyond my capability and yours. You need an auto mechanic you can trust. Make an appointment for a test drive and a vehicle inspection at the same time. During the test drive take the car to the shop and have them inspect it. You will have to pay for the inspections, but this is cheaper than paying for a lemon.
If you have the money to buy a used luxury car you are better off in the long run, if you get a good one. The upkeep on some luxury cars is lower. Deciding whether a given car is a good one and if the maintenance costs will be lower is beyond my capability and yours. You need an auto mechanic you can trust. Make an appointment for a test drive and a vehicle inspection at the same time. During the test drive take the car to the shop and have them inspect it. You will have to pay for the inspections, but this is cheaper than paying for a lemon.
How much does car insurance cost in a month?
Pavel_B
How much does car insurance cost for inexperienced driver? I'll be a newcomer in Winnipeg. I'd like to buy used car to drive to college. Can I buy a car and get a drivers license with a student visa?
Thank you.
Answer
Vehicles tend to be a very expensive luxury in Canada, something that if you can do without, you will save a lot of money.
First there is the cost of the car. Expect to pay at least $5000 for something that will work reliably in Canada's climate. Winnipeg is not a place you want to be with a car that decides it won't start on cold winter mornings or nights.
Next there is the gas. Manitoba gas prices are currently hovering around $1.22 per litre. That's actually lower than the Canadian average (I paid $1.41 this morning in Quebec) but still not something that a college student can really afford to pay unless they need the car to get to work as well as school.
Then there are the added costs of license and registration. Manitoba has an interesting scaled method of calculating what you pay. You start at zero (0) and for each year of safe driving, you get +1. For each year of bad driving you get -1. Your driving fees depend on what your current rating is. For example, no rating and no demerit points? You pay $65 for your license. Not sure how much vehicle registration and a license plate will cost you (looks like $100). And you have to get the vehicle inspected to make sure it is roadworthy and emissions are ok ($55 charge).
Finally, we get to insurance. Everyone is expected to get insurance, and basic coverage is given by AUTOPAC. But there is also optional coverage, so you can get more coverage or different coverage depending on your needs. Basic coverage looks like it is $500 per year.
So all this money going out to get you transportation. And we still have not looked at any possible maintenance costs, parking lot payments, breakdowns and costly towing and garage fees.
As a student, you probably want to look at the Winnipeg public transit. You get a reduced fare by being a student, don't have to worry about finding parking near the school, and all the money you save will pay for the public transit monthly passes.
You can still get a Manitoba license, so that if you want to be able to RENT a car and use it to go out of town for some holiday or downtime, you can. But it's all up to you.
Vehicles tend to be a very expensive luxury in Canada, something that if you can do without, you will save a lot of money.
First there is the cost of the car. Expect to pay at least $5000 for something that will work reliably in Canada's climate. Winnipeg is not a place you want to be with a car that decides it won't start on cold winter mornings or nights.
Next there is the gas. Manitoba gas prices are currently hovering around $1.22 per litre. That's actually lower than the Canadian average (I paid $1.41 this morning in Quebec) but still not something that a college student can really afford to pay unless they need the car to get to work as well as school.
Then there are the added costs of license and registration. Manitoba has an interesting scaled method of calculating what you pay. You start at zero (0) and for each year of safe driving, you get +1. For each year of bad driving you get -1. Your driving fees depend on what your current rating is. For example, no rating and no demerit points? You pay $65 for your license. Not sure how much vehicle registration and a license plate will cost you (looks like $100). And you have to get the vehicle inspected to make sure it is roadworthy and emissions are ok ($55 charge).
Finally, we get to insurance. Everyone is expected to get insurance, and basic coverage is given by AUTOPAC. But there is also optional coverage, so you can get more coverage or different coverage depending on your needs. Basic coverage looks like it is $500 per year.
So all this money going out to get you transportation. And we still have not looked at any possible maintenance costs, parking lot payments, breakdowns and costly towing and garage fees.
As a student, you probably want to look at the Winnipeg public transit. You get a reduced fare by being a student, don't have to worry about finding parking near the school, and all the money you save will pay for the public transit monthly passes.
You can still get a Manitoba license, so that if you want to be able to RENT a car and use it to go out of town for some holiday or downtime, you can. But it's all up to you.
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