sports cars on sale image
Bryan
I want to buy this Grand Prix gt sedan that's for sale but I can't afford a sports car car payment it's my first car will insurance consider it a "sports car"
Answer
With most insurance companies, there is actually no such thing as a 'sports car' category. In 15 years as a broker, I've never seen or heard of one company who has a sports car surcharge of any kind. That's one of those myths that everyone knows but nobody can actually say how they know it.
It's true that some cars really are pure sports cars, and they can and do cost more to insure. But think about it for a minute... when looking at sticker prices, is a Camaro or Mustang listed at the same price as a (same year) Corolla or Dakota? No, because sports cars are sexy and sexy is expensive. Sports machines have more powerful motors, upgraded interiors, harder suspensions, sleeker designs, and all that stuff.
More expensive car means more expensive insurance premiums, because a vehicle's cash value is the big factor in how vehicles are rated by the companies. They look at other stuff too, but overall value is the big one for the vehicle.
If you got a quote on a Grand Prix GT and then a Grand Prix not-GT from the same year, they'd be almost identical. And no, red paint doesn't do anything to the premiums either.
With most insurance companies, there is actually no such thing as a 'sports car' category. In 15 years as a broker, I've never seen or heard of one company who has a sports car surcharge of any kind. That's one of those myths that everyone knows but nobody can actually say how they know it.
It's true that some cars really are pure sports cars, and they can and do cost more to insure. But think about it for a minute... when looking at sticker prices, is a Camaro or Mustang listed at the same price as a (same year) Corolla or Dakota? No, because sports cars are sexy and sexy is expensive. Sports machines have more powerful motors, upgraded interiors, harder suspensions, sleeker designs, and all that stuff.
More expensive car means more expensive insurance premiums, because a vehicle's cash value is the big factor in how vehicles are rated by the companies. They look at other stuff too, but overall value is the big one for the vehicle.
If you got a quote on a Grand Prix GT and then a Grand Prix not-GT from the same year, they'd be almost identical. And no, red paint doesn't do anything to the premiums either.
Where to buy real electric sports cars?
Queenie
Where can you buy real electric sports cars? Im in love with the Aero Ev sports cars. And the dodge electric sports car. Are they even for sale? Thank you!
Answer
The two best known electric sports cars today are the Tesla Roadster and the Fisker Karma. Links below:
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http://www.teslamotors.com/roadster
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http://onward.fiskerautomotive.com/en-us
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Both cars are VERY expensive.
The two best known electric sports cars today are the Tesla Roadster and the Fisker Karma. Links below:
*
http://www.teslamotors.com/roadster
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http://onward.fiskerautomotive.com/en-us
*
Both cars are VERY expensive.
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