sports cars 40000 image
pcnut4u
I'm begining to look for a "new" car. To help narrow down my choices, I would like to know what kinds of cars would have the cheapest rates. I know there are many factors involved, I'm in my late 30's, male, never had an accident or ticket, married with a 3 year old daughter. I do not want a mini-van, sports car, SUV or pick up truck. The vehicle I am interested in would be a car that gets good gas milage, cheap insurance, is fairly cheap to repair and has a good reliabilty record. Any suggestions that would get me what I'm looking for?
Answer
At your age, insurance is not going to differ a whole lot from vehicle to vehicle. Short of living in a very high cost insurance area (NY, NJ, Metro CA), the car you drive probably will not effect your rates all that much. Once you are over 30, age will not affect your rates til you are about 65 years old (then they tend to go up).
Safety is not a huge ratings factor. Insurance mostly covers your car and the damage you do to another car or person. Short of your state having some awful Personal Injury Protection requirements, safety ratings do almost nothing.
Don't bother with alarms from an insurance point of view. It is usually a 10% discount off of comprehensive only.
Generally cars that you do not see a lot of young drivers driving are cheaper to insure. Honda Civics and Chevy Cobalt are surprisingly expensive to insure. The younger drivers crashing them has "wrecked curve" shall we say. I have seen people trade in clunker Hyundais and buy $40000 Tahoes, and their rates go down.
A Toyota Camry of Honda Accord would be an excellent choice. They are more reliable, refined and have a much better resale record than any of the Domestics (GM/Ford/Chrysler). The only downside is that they are usually a little bit more to insure. Get an idea of what you want, then call your agent for quotes or do it online if they have that set up.
I would also advise reviewing your insurance as whole. You should be carrying at least 100/300/50 liability (if not higher, 300/500/100 will not cost much more). I would say do the highest deductibles you are comfortable with. Just bear in mind a $500 comprehensive deductible means you are likely replacing that cracked windshield yourself (unless your state has seperate window/glass coverage).
At your age, insurance is not going to differ a whole lot from vehicle to vehicle. Short of living in a very high cost insurance area (NY, NJ, Metro CA), the car you drive probably will not effect your rates all that much. Once you are over 30, age will not affect your rates til you are about 65 years old (then they tend to go up).
Safety is not a huge ratings factor. Insurance mostly covers your car and the damage you do to another car or person. Short of your state having some awful Personal Injury Protection requirements, safety ratings do almost nothing.
Don't bother with alarms from an insurance point of view. It is usually a 10% discount off of comprehensive only.
Generally cars that you do not see a lot of young drivers driving are cheaper to insure. Honda Civics and Chevy Cobalt are surprisingly expensive to insure. The younger drivers crashing them has "wrecked curve" shall we say. I have seen people trade in clunker Hyundais and buy $40000 Tahoes, and their rates go down.
A Toyota Camry of Honda Accord would be an excellent choice. They are more reliable, refined and have a much better resale record than any of the Domestics (GM/Ford/Chrysler). The only downside is that they are usually a little bit more to insure. Get an idea of what you want, then call your agent for quotes or do it online if they have that set up.
I would also advise reviewing your insurance as whole. You should be carrying at least 100/300/50 liability (if not higher, 300/500/100 will not cost much more). I would say do the highest deductibles you are comfortable with. Just bear in mind a $500 comprehensive deductible means you are likely replacing that cracked windshield yourself (unless your state has seperate window/glass coverage).
Calculus homework help
Duke
A truck is 250 mi due east of a sports car and is traveling west at a constant speed of 60 mph . Meanwhile, the sports car is going north at 80 mph . When will the truck and the car be closest to each other? What is the minimum distance between them?
HINT: First minimize the square of the distance between them.
Time they are closest t=?
Answer
after t hours, the truck would be (250 - 60t) miles away from the original location of the sports car
after t hours, the sports car had moved 80t miles
getting the distance-squared .. . . (we square this to remove radicals)
f(t) = (250 - 60t)^2 + (80t)^2
then
f'(t) = 2(250 - 60t)(-60) + 2(80t)(80) = 0
(250 - 60t)(-60) + (80t)(80) = 0
-15000 + 3600t + 6400t = 0
t = 1.5 hours
f(1.5) = 160^2 + 120^2 = 40000
minimum distance = 200 miles
.. . .. .
after t hours, the truck would be (250 - 60t) miles away from the original location of the sports car
after t hours, the sports car had moved 80t miles
getting the distance-squared .. . . (we square this to remove radicals)
f(t) = (250 - 60t)^2 + (80t)^2
then
f'(t) = 2(250 - 60t)(-60) + 2(80t)(80) = 0
(250 - 60t)(-60) + (80t)(80) = 0
-15000 + 3600t + 6400t = 0
t = 1.5 hours
f(1.5) = 160^2 + 120^2 = 40000
minimum distance = 200 miles
.. . .. .
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